DiMeo Schneider & Associates, L.L.C. is now Fiducient Advisors

Service: OCIO Services

Am I Too Wealthy for a Mutual Fund?

Investing has changed a lot over the years. My grandparents gained exposure to the markets by doing one of two things: buying stocks or buying bonds. Throughout the 20th century, a litany of different investment vehicles were introduced...

    Asset Allocation | Equities | Fixed Income
How To Make Your Investment Committee More Effective

Would you like your investment committee to utilize best practices and produce better outcomes? This rundown from a recent...

    Defined Benefit | Defined Contribution | Fiduciary and Governance | 401(k) Plan | 403(b)
Association Reserves: Policies, Practice and Performance

Associations today must deal with a significant set of financial challenges. Even before the COVID-19 pandemic impacted the global economy, associations were evolving by seeking new revenue streams and membership models. During this public health crisis, associations confronted a cross-current of painful realities: meeting cancellations, membership consolidation and...

    Asset Allocation | Fiduciary and Governance | Investment Policy
The Clock Could Be Ticking for Favorable Estate Planning Provisions

Estate tax laws have been undergoing change over the last couple of decades, but in every instance of revision, they have managed to move forward, not backward, regarding exemptions, rates and flexibility. Despite this...

    Financial Planning
Four Smart Moves for Endowment Investment Committees

All of us struggled with the unexpected this past year, much of it involving strife and heartache – especially for charitable organizations and those they serve. But one thing played out better than you expected...

    Asset Allocation | Fiduciary and Governance | Investment Policy
Next-Evolution Design for Market Rate Cash Balance Plans

For more than 10 years, investors attained double-digit gains by investing in the stock market. As a result, 401(k) balances and other investment pools achieved high material growth. This environment also drove the advent and growth of a uniquely attractive type of retirement plan...

    Defined Benefit
Financial Wellness in the Age of Coronavirus

Financial wellness is an overall sense of stability and control over an individual’s personal financial situation. Financial wellness helps people feel safe and secure about their long-term financial outlook. Specifically, a state of financial wellness is characterized by...

    Defined Contribution | Financial Planning | 401(k) Plan | 403(b)
Investment Office at Fiducient Advisors: Creative and Flexible Management Solutions for Today’s Nonprofits

These days, we are witnessing a trending increase in requests from clients and prospective clients for an outsourced consulting model or partially outsourced consulting model in which...

    Discretionary/OCIO
Focus on Diversity, Equity & Inclusion: To Be Continued…

In December 2020, Fiducient Advisors, hosted a roundtable webcast titled “Diversity, Equity & Inclusion in Investment Management.” During this informative and intriguing discussion, the panel considered the fact that the investment management industry is...

    SRI and ESG
Essentials for Monitoring Your Organization’s Investment Portfolio Performance

Regular reviews of investment performance are a valuable exercise but only when done properly. In 1983, a group of elderly women met in a church basement in Beardstown, Illinois and …

    Asset Allocation | Investment Policy
Improve Endowment Investment Results With Strong Governance

One of the most important factors in ensuring the long-term success of a charitable organization is committing to a strong governance process. Particularly as it relates to investment results, all …

COVID-19 and Its Effects on Retirement Accounts

On January 20, 2020, the first case of COVID-19 was diagnosed in the United States. As the virus continued to spread, many states issued stay-at-home orders, employers instituted work-from-home policies and the decade-plus bull market quickly reversed course. This not only impacted personal savings but also $6.3 trillion in retirement plan assets...

    Defined Benefit | Defined Contribution
How to Update Your Endowment’s Spending Policy

According to a recent CAF America survey, 93 percent of charitable organizations project a decrease in funding over the next 12 months1. If inflows will likely decrease and returns are …

Five Tips to Help Financial Institutions Accelerate Growth Through Better Marketing

We will share five initiatives to help ensure you are communicating effectively and efficiently to your existing clients, prospective clients and centers-of-influence (COIs)...

CYBER-20: How to Be Aware in the Times of Cybercrime

In a time when we are most concerned about our physical safety as it relates to the ongoing pandemic, there lies another hidden fear of safety lurking. Everyone notices the increasingly growing tech sector...

    COVID-19
HSA
Health Savings Account – A Retirement Triple Threat

With the increase in high deductible health insurance plans, Health Savings Accounts (HSA) have seen a significant jump in utilization. An HSA provides a unique combination of tax benefits, withdrawal …

    Defined Benefit | Defined Contribution | 401(k) Plan | 403(b)
ESG Investing: Pandemic Edition

It’s no secret that COVID-19 altered the world as we know it, including the investment universe. In fact, over the last several months, the pandemic has shaped the way we work, the way we interact with each other, the way we spend money and the way we invest.

    SRI and ESG
Family Vacation Homes: How to Preserve the Memories without Disrupting the Peace

It’s the Fourth of July holiday, and all the kids and grandkids are gathered to celebrate at the family vacation home. Your children spend every July here most years. As you watch the next generation learn to swim and fish in these waters, so many memories come rushing back to you.

    Financial Planning
Diversify
Is Your Endowment Diversified for a Crisis? Best Practices for Investment Committees

You oversee an endowment or foundation for your nonprofit and my bet is that until around mid-March you were disappointed if you – acting as a good steward – constructed a prudently diversified portfolio.

    Asset Allocation
Growing Your Practice: How Advisors Are Responding to the Pandemic

Fiducient Advisors recently completed a survey of many of its financial institutions clients to analyze evolving business strategy in light of the COVID-19...

    COVID-19