As Plan Sponsors continue to navigate an evolving retirement landscape, staying current on plan design considerations and market developments remains critical. In this quarter’s newsletter, we highlight the role automatic enrollment can play in supporting higher participation and improved retirement readiness, examine key considerations around retirement income strategies, provide a brief 2025 pension recap and invite you to view the replay of our Essential Economic Update webcast for timely perspective on the economic forces shaping today’s environment.
The Benefits of Automatic Enrollment
Automatic enrollment has become one of the most effective tools for improving employee retirement readiness within defined contribution plans. By shifting enrollment from an opt‑in to an opt‑out structure, employers remove behavioral and administrative barriers that commonly prevent individuals from saving. Decades of research demonstrate that automatic enrollment increases participation, boosts contribution rates (particularly when paired with automatic escalation) and has the potential to… Read More >
From Paychecks to Payouts: Building Reliable Retirement Income
The retirement savings industry and the legislation that guides it has changed significantly over the past 40 years. As a result, the average American may face challenges when exiting the workforce and entering retirement, largely due to declining access to pension-like income.
If you retired today, would you know how much monthly income you could rely on to support your desired lifestyle? Would that income be sufficient to maintain… Read More >
