Welcome to the latest edition of our Plan Sponsor Newsletter. Fiducient Advisors is committed to providing relevant updates, insights and strategies to help manage your retirement plans effectively. In this issue, please find valuable information on stable value investment options, a legal update regarding Cunningham v. Cornell University, the importance of financial wellness programs in the workplace and the replay of our recent mid-year update webcast.
Capital Preservation Amidst Volatility
Stable value is an investment option focused on capital preservation. Its goal is to shelter participants from the impacts of rising interest rates and rate volatility, in comparison to similar short-term bond portfolios and money market funds. Stable value portfolios typically consist of high-quality bonds with duration profiles between 2-6 years, combined with an insurance component to help stabilize assets and smooth returns, creating an attractive profile for retirement plan investors. Because of the insurance component of stable value, the volatility of returns experienced by investors is historically… Read More >
A Step Backwards for Plan Sponsors in ERISA Litigation
On April 17, 2025, the U.S. Supreme Court unanimously reinstated a class action lawsuit involving 28,000 Cornell University employees who allege the university’s retirement plans paid excessive fees for recordkeeping and other services. The Court’s decision in Cunningham v. Cornell University1 clarifies the pleading standards under the Employee Retirement Income Security Act of 1974 (ERISA), establishing that plaintiffs need not… Read More >
Financial Wellness is No Longer Optional: Five Trends Reshaping Employee Expectations in 2025
In 2025, financial wellness is not just a benefit, it is a business imperative.
Across industries, employers are rethinking how they support their people. Economic uncertainty, rising interest rates and persistent financial stress have created new challenges, and new expectations. Today’s employees aren’t just asking for more pay or perks; they are asking for… Read More >
Cunningham v. Cornell University, Supreme Court of the United States No.23-1007, Argued January 22, 2025-Decided April 17, 2025
